| Periods | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 3 Years | All Time |
|---|---|---|---|---|---|---|---|
| Primex-40 | |||||||
| Motilal Oswal Home Finance Limited |
|
PARTICULARS |
31st March 2023 |
31st March 2022 |
|
ASSETS |
|
|
|
FINANCIAL ASSETS |
|
|
|
Cash and Cash equivalents |
275.05 |
231.04 |
|
Bank balances |
43.79 |
42.43 |
|
Trade Receivables |
- |
0.15 |
|
Loans |
3,771.73 |
3,434.55 |
|
Other Financial assets |
16.22 |
8.34 |
|
TOTAL FINANCIAL ASSETS |
4,106.79 |
3,716.36 |
|
NON-FINANCIAL ASSETS |
|
|
|
Current tax assets (net) |
6.27 |
10.35 |
|
Deferred tax assets (net) |
17.95 |
23.83 |
|
Property, plant and equipment |
13.39 |
8.34 |
|
Intangible assets |
1.49 |
2.11 |
|
Other non-financial assets |
2.09 |
2.03 |
|
TOTAL NON-FINANCIAL ASSETS |
41.19 |
46.66 |
|
TOTAL ASSETS |
4,147.98 |
3,763.02 |
|
EQUITY AND LIABILITIES |
|
|
|
LIABILITIES |
|
|
|
Trade Payables dues of creditors other than micro and small enterprises |
4.69 |
7.29 |
|
Debt securities |
612.08 |
746.19 |
|
Borrowings |
2,276.67 |
1,860.27 |
|
Other financial liabilities |
99.67 |
135.64 |
|
TOTAL FINANCIAL LIABILITIES |
2,993.11 |
2,749.39 |
|
NON-FINANCIAL LIABILITIES |
|
|
|
Provisions |
4.39 |
4.15 |
|
Other non-financial liabilities |
2.76 |
2.51 |
|
TOTAL NON-FINANCIAL LIABILITIES |
7.15 |
6.66 |
|
EQUITY |
|
|
|
Equity share capital |
603.34 |
602.71 |
|
Other Equity |
544.38 |
404.26 |
|
TOTAL EQUITY |
1,147.72 |
1,006.97 |
|
TOTAL EQUITY AND LIABILITIES |
4,147.98 |
3,763.02 |
|
PARTICULAR |
31st March 2023 |
31st March 2022 |
|
Income |
|
|
|
Revenue from operations: |
|
|
|
Interest income |
513.42 |
499.65 |
|
Fees and other Income |
12.12 |
12.67 |
|
Net gains on fair value changes (Realised/Unrealised) |
1.26 |
0.39 |
|
Net gain on derecognition of financial assets instruments under amortised cost |
- |
8.99 |
|
Total revenue from operations |
526.80 |
521.70 |
|
Other income |
5.13 |
4.50 |
|
Total income |
531.93 |
526.20 |
|
Expenses |
|
|
|
Finance costs |
218.56 |
229.03 |
|
Impairment on financial instruments (Provision for contingencies) |
18.93 |
73.19 |
|
Employee benefits expense |
89.84 |
75.84 |
|
Depreciation and amortization expense |
3.69 |
4.69 |
|
Other expenses |
25.37 |
25.14 |
|
Total expenses |
356.39 |
407.89 |
|
Profit before tax for the year |
175.54 |
118.31 |
|
Less: Tax expenses/ (credit) |
|
|
|
Current tax |
33.48 |
- |
|
Deferred tax |
5.83 |
23.45 |
|
Prior Period tax |
-0.13 |
-0.03 |
|
Total tax expenses |
39.18 |
23.42 |
|
Profit after tax |
136.36 |
94.89 |
|
Other comprehensive income |
|
|
|
Items that will not be reclassified to profit & loss |
|
|
|
Actuarial gain on postretirement benefit plans |
0.20 |
0.17 |
|
Tax impact on the above |
-0.05 |
-0.04 |
|
Total other comprehensive income |
0.15 |
0.13 |
|
Total comprehensive income for the year |
136.51 |
95.02 |
|
Earnings per share (Re. 1 each) |
|
|
|
Basic (amount in Rs.) |
0.23 |
0.16 |
|
Diluted (amount in Rs.) |
0.23 |
0.16 |
|
PARTICULAR |
2023 |
2022 |
|
Debt-to-Equity Ratio |
2.24 |
2.32 |
|
Gross non performing asset ratio (GNPA %) |
1.07% |
1.64% |
|
Net non-performing asset ratio (NNPA %) |
0.55% |
0.90% |
The financial ratios of Motilal Oswal Home Finance provide insight into the company 's financial performance and position For March 31, 2023 and March 31, 2022
Debt-to-Equity Ratio: Motilal Oswal Home Finance demonstrated a favorable trend in its debt-to-equity ratio, showcasing a reduction from 2.32 in 2022 to 2.24 in 2023. This decline suggests an improvement in the company 's financial structure and a decreased reliance on debt for financing, potentially enhancing its overall financial stability.
Gross Non-Performing Asset Ratio (GNPA %): The Gross NPA ratio for Motilal Oswal Home Finance witnessed a positive shift, decreasing from 1.64% in 2022 to 1.07% in 2023. This decline reflects an improvement in the quality of the company 's loan portfolio or more effective management of non-performing assets, contributing to a healthier financial position.
Net Non-Performing Asset Ratio (NNPA %): Motilal Oswal Home Finance exhibited a favorable trend in its Net NPA ratio, with a decrease from 0.90% in 2022 to 0.55% in 2023. This reduction indicates an enhanced ability to manage and recover bad loans, reflecting positively on the company 's asset quality and contributing to an overall improvement in its financial health.
|
Particulars |
2023 |
2022 |
|
Dividend per share (In. Rs.) |
- |
- |
|
Retained Earnings (In Rs. Lakhs) |
176.26 |
67.03 |
