Incorporated on 08 January 1991, Incred Financial Services Limited is registered at the Registrar of Companies, Mumbai. Authorized share capital of the company is Rs. 21,05,99,99,700 and its paid-up capital is Rs. 3,87,98,89,920. The Company provides quick landing services using technology and data science. InCred shares are available in unlisted shares. InCred share price is unstable, not fixed. InCred Share Price used to fluctuate regularly. Incred Financial Services Limited, has officially rebranded to Incred Prime Finance Limited.
Four major segments of the business are as follows.
PERSONAL LOANS-
InCred's consumer business focuses on offering hassle-free, reasonably cost unsecured personal loans.
EDUCATION LOANS-
InCred aims to support India’s growth & future generations by providing educational loans and removing the biggest hurdle students face when dreaming of higher education - financing.
SME Business Loans-
Digital MSME Loans-
InCred provides quick & seamless business Loans for selling goods/services online. Hence the company has partnered with industry leaders like Amazon & Zomato to provide credit with ease.
Incred Financial Outstanding Shares: |
4,90,53,23,360 |
Face Value of Incred Financial Unlisted Share: |
Rs. 10 Per Equity Share |
ISIN of Incred Financial Unlisted Share: |
INE945W01038 |
Lot Size of Incred Financial Unlisted Share: |
1000 Shares |
Incred Financial Share Price: |
Best in Industry |
PAN Number of Incred Financial: |
AAACM7774Q |
GST Number of Incred Financial: |
27AAACM7774Q1ZM |
Incred Financial CIN Number |
U67190MH1995PLC360817 |
Incred Financial Registration Date |
02/03/1995 |
Category / Sub-Category of Incred Financial |
Company limited by Shares |
Incred Financial Registered Office Address |
Unit No. 1203, 12th Floor, B Wing, The Capital Plot No. C - 70, G Block, Bandra Kurla Complex Mumbai, Maharashtra - 400051 |
Incred Financial Registrar & Transfer Agent Address and Contact Details |
Incred Financial Services Limited, Unit No. 1203, 12th Floor, B Wing, The Capital Plot No. C - 70, G Block, Bandra Kurla Complex Mumbai, Maharashtra - 400051 |
|
Name & Description of main products/services |
NIC Code of the Product /service |
% of total turnover of the company |
|
Other financial service activities, except insurance and pension funding activities |
64990 |
100% |
|
S.NO. |
Name of the Directors |
Category |
|
1. |
Mr. Bhupinder Singh |
Wholetime Director & CEO |
|
2. |
Mrs. Rupa Vora |
Independent Director |
|
3. |
Mr. Karnam Sekar |
Independent Director |
|
4. |
Mr. Vivek Anand PS |
Director |
|
5. |
Mr. Vivek Bansal |
Wholetime Director & CFO |
|
6. |
Mr. Debashish Dutta Gupta |
Independent Director |
|
S.NO. |
Name Of The Company |
Category |
%Of Shares Held |
|
1. |
BEE FINANCE LIMITED |
HOLDING |
59.64 |
|
2. |
InCred Housing Finance Private Limited (formerly known as Bee Secure Home Finance Private Limited) |
SUBSIDIARY |
100 |
|
3. |
BOOTH FINTECH PRIVATE LIMITED |
SUBSIDIARY |
100 |
|
4. |
Incred Management and Technology Services Pvt. Ltd. (formerly known as Bee Fintech Pvt. Ltd.) |
SUBSIDIARY |
40.96 |
|
S. No. |
Shareholder’s Category |
No. of Shares |
% of total Shares of the company |
|
1. |
Promoters |
232,892,679 |
75.68 |
|
2. |
Public |
74,835,257 |
24.32 |
|
Total |
307727936 |
100% |
Q. What
is the ISIN of InCred Prime Finance Ltd shares?
Answer: The ISIN of InCred Prime Finance Ltd is INE945W01038.
Q. What
is the minimum lot size for buying InCred Prime shares through WWIPL?
Answer: The minimum lot size is 1,000 shares, subject to market
availability.
Q. Why should
I buy InCred Prime shares through WWIPL?
Answer: WWIPL offers transparent pricing, verified transfers, secure
settlements, and dedicated support throughout the investment journey.
Q. What
does InCred Prime Finance Ltd do?
Answer: InCred Prime is an NBFC that provides lending solutions across
personal loans, education loans, SME loans, and digital MSME financing.
Q. What
makes InCred Prime different from traditional lenders?
Answer: InCred uses technology, data science, and digital underwriting
to provide faster and more efficient credit solutions.
Q. Which
customer segments does InCred Prime primarily serve?
Answer: The company caters to retail borrowers, students, SMEs, and
digital merchants across India.
Q. Is
investing in InCred Prime a good idea?
Answer: Investors often evaluate InCred Prime based on its digital-first
lending model, diversified loan portfolio, and exposure to India's growing
credit market.
Q. What
are the key growth drivers for InCred Prime?
Answer: Rising credit penetration, digitization of lending, MSME
financing demand, and increasing financial inclusion can support future growth.
Q. What
factors influence the valuation of InCred Prime shares?
Answer: AUM growth, profitability, net interest margins, asset quality,
credit costs, and technology adoption are key valuation drivers.
Q. Why do
HNIs track InCred Prime shares closely?
Answer: Many investors view InCred Prime as a play on India's expanding
digital lending and financialization themes.
Q. What
are the risks of investing in InCred Prime shares?
Answer: Investors should consider credit risk, regulatory changes, asset
quality deterioration, economic slowdowns, and liquidity constraints associated
with unlisted shares.
Q. What
should investors evaluate before investing in InCred Prime Finance Ltd?
Answer: Investors should assess AUM growth, profitability, GNPA levels,
capital adequacy, technology capabilities, and long-term lending prospects.
