ICL Fincorp Share Price Today

ICL Fincorp Limited Unlisted Shares - Company Overview

ICL FINCORP LIMITED was incorporated as Jawahar Finance Limited in December 1991 in Chennai. The Company was later renamed Irinjalakuda Credits & Leasing Company Limited in April 2004, which was further renamed ICL Fincorp Limited in May 2016. The company is a non-deposit accepting Non-Banking Financial Company (NBFC) that provides a wide range of fund-based services. The company has consciously built a diversified lending business covering retail consumers, small and medium enterprises, and commercial borrowers. The business model of the Company is built on well-defined multiple product offerings and well-developed systems and processes. The product portfolio of the company includes Gold loans, Property loans, Business loans, Vehicle loans & HP loans, Insurance, Money Transfer, Foreign Exchange, and Debenture. ICL Fincorp Limited has a network of 163 branches spread across 5 states in South India, i.e. Kerala, Telangana, Tamil Nadu, Karnataka, and Andhra Pradesh. The company has plans to spread its presence in Pan India very soon. The Company is in the process of improving the efficiency of operations of existing branches by identifying those branches which are below the Break-Even Point in terms of revenue generation and taking appropriate actions like merging, shifting, or closure through due statutory procedures.

ICL Fincorp Share Price, Share Details as of March 31, 2026

ICL Fincorp Limited Incorporation Details

ICL Fincorp Limited Principal Business Activities

ICL Fincorp Limited Board of Directors

K G Anilkumar (Managing Director)

UmadeviAnilkumar (Whole Time Director)

K K Wilson (Director)

Nadarajan IPS (Independent Director)

Shinto Stanly (Independent Director)

Sajish Gopalan (Independent Director)

ICL Fincorp Limited Particular of Subsidiary Companies

ICL Fincorp Limited Shareholding Pattern (As of 31-03-2025)

Industry Outlook

India’s financial services sector is very diversified and comprises various entities such as commercial banks, insurance companies, co-operatives, mutual funds, non-banking financial companies (NBFCs), and other various entities. The share ofNBFCs is continuously growing in the financial services industry. As per RBI, NBFCs have outperformed Scheduled Commercial Banks (SCBs) in terms of growth in advances and in asset quality. It is expected that the NBFCs will grow their share in the financial services sector in near future.

FY 2020 has been one of the most eventful and challenging years that the financial services industry has experienced. The Outbreak of the COVID-19 pandemic across the globe and in India has contributed to a significant decline and volatility in the global and Indian Financial markets and a slowdown in economic activities. Since the duration and magnitude of COVID-19 are still uncertain, it will affect the plans of this industry for FY 2021.

According to ICRA, a rating agency, the NBFC industry is likely to face asset quality pressure in the short term. However, the majority of the NBFC industry will withstand any stress as their collection capacity is improving. Moreover, their balance sheets mention that they are maintaining sufficient liquidity for tackling emergencies.

RBI has announced various measures, as a part of the response to the economic challenge faced by the NBFC industry, to aid the liquidity crisis in the system and to make NBFC work easier. RBI has introduced the Liquidity Coverage Ratio requirement for all types of NBFCs with an asset size of Rs.5000 Crore.

FAQ's on ICL Fincorp

Q: What is the face value of ICL Fincorp Ltd shares?

Answer: The face value of ICL Fincorp Ltd is ₹10 per equity share.

Q: What is the minimum lot size for buying ICL Fincorp shares through WWIPL?
Answer: As per WWIPL, the minimum lot size for ICL Fincorp unlisted shares is 1,000 equity shares.

Q: How can I buy ICL Fincorp unlisted shares through WWIPL?
Answer: Investors can complete KYC, confirm the transaction details with WWIPL, transfer funds, and receive the shares directly in their Demat account.

Q: Why should I buy ICL Fincorp shares through WWIPL?
Answer: WWIPL offers transparent pricing, secure transactions, seamless Demat transfers, and end-to-end assistance throughout the investment process.

Q: Is investing in ICL Fincorp Ltd a good idea?
Answer: Investors generally evaluate ICL Fincorp based on its loan portfolio, asset quality, profitability, branch network, and long-term growth prospects in the NBFC sector.

Q: Why do investors buy ICL Fincorp shares before a potential IPO?
Answer: Investors seek early exposure to a growing NBFC before a potential listing, aiming to benefit from future value creation and liquidity opportunities.

Q: What business does ICL Fincorp Ltd operate in?
Answer: ICL Fincorp is a non-deposit-taking NBFC that provides financial services including gold loans, business loans, vehicle loans, property loans, money transfer, foreign exchange, insurance, and travel services.

Q: What makes ICL Fincorp different from other unlisted NBFCs?
Answer: The company has a diversified lending portfolio with a strong presence in South India and offers a wide range of retail financial services beyond traditional lending.

Q: What are the key growth drivers for ICL Fincorp Ltd?
Answer: Growth in gold loans, expansion of the branch network, increasing retail credit demand, financial inclusion, and diversification of financial services are key growth drivers.

Q: What factors affect the valuation of ICL Fincorp shares?
Answer: Loan book growth, asset quality, profitability, net interest margins, capital adequacy, and overall demand for NBFC services are major valuation drivers.

Q: Are ICL Fincorp shares available in Demat form?
Answer: Yes. Shares purchased through WWIPL are transferred directly to the investor's Demat account.

Q: Can I sell my ICL Fincorp shares through WWIPL?
Answer: Yes. WWIPL facilitates both buying and selling of unlisted shares, subject to market demand and availability.

Q: What documents are required to buy ICL Fincorp shares through WWIPL?
Answer: Investors generally need PAN, Aadhaar, Client Master Report CMR, and bank account details to complete the transaction.

Q: What are the risks of investing in ICL Fincorp shares?
Answer: Investors should consider credit risk, regulatory changes, interest rate movements, asset quality, and liquidity constraints associated with unlisted shares.

Q: How does WWIPL help investors track ICL Fincorp investments?
Answer: WWIPL provides company updates, transaction assistance, market insights, and ongoing investment support to help investors stay informed.

Q: How long does it take for ICL Fincorp shares purchased through WWIPL to be credited to a Demat account?
Answer: Shares are generally transferred to the investor's Demat account after successful completion and verification of the transaction.

Q: What should investors evaluate before investing in ICL Fincorp Ltd?
Answer: Investors should assess the company's loan book growth, asset quality, profitability, capital adequacy, management quality, and valuation before investing.

Q: Can ICL Fincorp benefit from India's expanding retail lending and financial services market?
Answer: Yes. Rising demand for retail credit, greater financial inclusion, and increasing adoption of organized financial services may support the company's long-term growth.