Fino Paytech Share Price Today

Fino PayTech Limited Unlisted Share - Company Overview

Fino Pay Tech Limited was established on July 13, 2006, headquartered in Mumbai, and has offices throughout India. Fino Pay Tech Limited is a business and banking technology platform with a complete service channel that can meet the financial service needs of all customers. Fino Pay Tech Limited is an investor-institutional company owned by international and Indian investors. The company has grown into a thought leader for organizations such as banks, microfinance organizations, insurance companies, and government agencies, as well as an innovator and developer of technology solutions. As an alternative banking channel, Fino Pay Tech Limited provides comprehensive procurement and customer services.

Fino Pay Tech Limited uses its rich hands-on experience to develop appropriate advanced management solutions for all aspects of this field to reach operational efficiency even higher. The solutions include Customer Enrolment Solutions, Hardware Solutions, and Operations Solutions.

The company provides services to beneficiaries on behalf of customers in certain remote areas of the country. Its model allows them to provide services to a wide range of clients such as Business Correspondents Services, Consultancy Services, Financial Literacy, etc.

Fino Pay Tech Limited, through its business correspondent model, offers technology solutions to improve the operational efficiency of social benefit schemes like Mahatma Gandhi National Rural Employment Guarantee Scheme – MGNREGs and Social Security Pensions – SSP.

Leveraging its experience in the micro-finance sector and applying it in the micro-insurance sphere, Fino Pay Tech Limited has created a model that is efficient, scalable, sustainable, cost-effective, interoperable, and profitable.

A Terminal Management System manages issuance, blocking, and application updating of POS devices; and a Card Management System manages issuance, hot listing, and re-issuance of cards.

All these systems are an outcome of Fino Pay Tech Limited’s extensive field experience gained over the past years by serving in tough and remote locations. These systems provide services that are extremely relevant to entities operating in this sector.

Fino PayTech Limited Details as of March 31, 2025

Incorporation Details of Fino PayTech Limited

Principal  Business Activities of Fino PayTech Limited

Board of Directors of Fino PayTech Limited

Dr. Apurva Joshi (Independent Director)

Mr. Rajeev Deoras (Independent Director)

Mr. Amit Jain (Whole time Director)

Mr. Manoj Heda (Nominee Director)

Mr. Prateek Roongta (Nominee Director)

Particulars of Subsidiary and Associate Companies of Fino PayTech Limited

FAQ's on Fino Paytech

Q. What is the face value of Fino Paytech Ltd shares?
Answer: The face value of Fino Paytech Ltd shares is ₹10 per equity share.

Q. What is the ISIN of Fino Paytech Ltd shares?
Answer: The ISIN of Fino Paytech Ltd is INE511I01011.

Q. What is the minimum lot size for buying Fino Paytech shares through WWIPL?
Answer: The minimum lot size is 100 shares.

Q. How can I buy Fino Paytech shares through WWIPL?
Answer: Investors can place an order through WWIPL and receive shares in their Demat account after completion of the transfer process.

Q. What does Fino Paytech Ltd do?
Answer: Fino Paytech is a business and banking technology platform that provides digital financial services, merchant acquisition, customer onboarding, payment infrastructure, business correspondent services, and technology solutions for banks, financial institutions, insurers, and government agencies.

Q. What is the relationship between Fino Paytech and Fino Payments Bank?
Answer: Fino Paytech is the promoter and parent entity of Fino Payments Bank, which was separately listed on Indian stock exchanges in 2021.

Q. Which sector does Fino Paytech operate in?
Answer: The company operates in the financial technology (fintech), banking technology, and financial services infrastructure sector.

Q. What are Fino Paytech's key business segments?
Answer: The company provides:

• Banking correspondent services
• Digital payments infrastructure
• Merchant acquisition solutions
• Financial inclusion services
• Technology platforms for banks and institutions
• Customer sourcing and servicing solutions
  
  

Q. Who are the primary customers of Fino Paytech?
Answer: Its customers include banks, NBFCs, insurance companies, government agencies, microfinance institutions, merchants, and retail consumers.

Q. What are the key growth drivers for Fino Paytech?
Answer: Digital financial inclusion, growth in merchant payments, expansion of banking services, fintech adoption, government-led digitization initiatives, and increasing transaction volumes.

Q. What factors influence valuation of Fino Paytech shares?
Answer: Transaction volumes, profitability, subsidiary performance, fintech adoption, digital payments growth, and return ratios.

Q. What are the risks of investing in Fino Paytech shares?
Answer: Regulatory changes in financial services, fintech competition, technology disruption, dependence on transaction growth, and liquidity constraints in the unlisted market.

Q. Why do investors track Fino Paytech shares?
Answer: Investors view Fino Paytech as a financial-infrastructure and fintech platform play, with exposure to digital payments, financial inclusion, merchant networks, and the broader growth of India's digital financial ecosystem.