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FinoPaytech Annual Reports, Balance Sheet and Financials

Last Traded Price 78.00 -3.70 %

Fino Paytech Limited (FinoPaytech Limited) Return Comparision with Primex 40 Index

Periods 1 Week 1 Month 3 Months 6 Months 1 Year 3 Years All Time
Primex-40
Fino Paytech Limited
Fino Paytech Limited Balance Sheet(Rs in Crores)
Particulars 2025-26 2024-25 2023-24 2022-23 2021-22
Equity and Liabilities 5,457.34 4,358.46 2,620.11 2,554.18 1,264.67
      Total equity 886.30 832.30 725.55 637.47 1,258.07
      Total liabilities 4,571.04 3,526.16 2,861.24 1,982.64 1,296.10
            Non - Current Liabilities 39.47 43.24 65.01 58.30 54.42
            Current Liabilities 4,531.56 3,482.92 2,796.23 1,924.34 1,241.68
Assets 5,457.34 4,358.48 3,586.79 2,554.18 1,264.67
      Non-Current Assets 1,145.84 993.43 541.09 350.84 271.82
      Current Assets 4,311.50 3,365.05 3,045.70 2,269.27 2,282.35
Fino Paytech Limited CashFlow Statement(Rs in Crores)
Particulars 2025-26 2024-25 2023-24 2022-23 2021-22
Net cash from/(used in) operating activities 396.58 596.06 595.10 387.08 217.39
Net cash from/(used in) investing activities -1,021.01 -862.95 -574.57 -538.76 671.23
Net cash from/(used) in financing activities 612.24 32.58 214.02 -506.48 20.35
Net increase /(decrease) in cash and cash equivalents -12.19 -234.31 234.55 -658.16 908.97
Cash and cash equivalents at the beginning of the year 399.56 633.87 399.32 1,057.48 148.50
Cash and cash equivalents at the end of the year 387.37 399.56 633.87 399.32 1,057.48
Fino Paytech Limited Finacial Ratios(Rs in Crores)
Particulars 2024-25 2023-24 2022-23 2021-22 2020-21
EBITDA Margin 14.26% 13.55% 13.40% 12.92% 2.09%
EBIT Margin 8.82% 9.63% 9.18% 9.02% -2.07%
Return on Equity (ROE) 5.50% 11.71% 10.94% 7.86% -4.22%
Return on Capital Employed (ROCE) 15.32% 20.52% 17.39% 16.74% -1.66%
Assets Turnover Ratio 0.29 0.43 0.42 0.51 0.83
Return on Assets 0.89% 2.24% 2.21% 1.96% -4.20%
Net Profit Margin 3.03% 5.23% 5.30% 3.88% -5.06%
Interest Coverage Ratio 1.86 2.76 2.37 2.15 -0.72
Revenue Growth Rate (CAGR) -13.76% 24.51% 15.96% 22.91% 23.18%
Fino Paytech Limited Income Statement(Rs in Crores)
Particulars 2025-26 2024-25 2023-24 2022-23 2021-22
Revenue 1,607.89 1,864.41 1,497.39 1,291.30 1,050.63
      Revenue from operations 1,337.24 1,653.82 1,339.31 1,149.43 1,000.82
      Other income 270.65 210.59 158.08 141.87 49.81
Expenses 1,539.51 1,749.83 1,417.83 1,228.99 1,102.47
      Finance cost 76.06 65.04 57.93 54.15 30.09
      Employee benefit Expense 223.86 214.17 184.26 170.68 155.58
      Depreciation and Amortisation expense 87.42 73.09 63.21 50.44 43.74
      Other expenses 296.50 243.69 204.15 765.60 704.72
Profit before tax 65.78 114.59 79.55 62.30 -51.84
Tax Expense 17.04 17.10 0.16 12.19 1.31
      Current tax 15.61 16.37 0.50 0.37 1.31
      Tax for earlier years 0.05 0.01 -1.43
      Deferred tax 1.38 0.72 -0.34 11.82
Profit (Loss) for the period from continuing Operations 48.74 97.49 79.39 50.11 -53.15
Fino Paytech Limited Summary(Rs in Crores)
Particulars 2024-25 2023-24 2022-23 2021-22 2020-21
Revenue 1,607.89 1,864.41 1,497.39 1,291.30 1,050.63
Total Expense 1,539.51 1,749.83 1,417.83 1,228.99 1,102.47
Operating Expenses 607.78 530.95 451.62 986.72 904.04
Employee Expenses 223.86 214.17 184.26 170.68 155.58
Operating Income (EBIT) 141.84 179.63 137.48 116.45 -21.75
Interest Expenses 76.06 65.04 57.93 54.15 30.09
Expenses from other activities 296.50 243.69 204.15 765.60 704.72
EBITDA 229.26 252.72 200.69 166.89 21.99
Net Worth 886.30 832.30 725.55 637.47 1,258.07
Taxes 17.04 17.10 0.16 12.19 1.31
Outstanding Shares 104,903,544.00 104,564,236.00 104,561,541.00 104,398,084.00 109,174,205.00
Earnings Per Share (EPS) 4.65 9.32 7.59 4.80 -4.87
Total Assets 5,457.34 4,358.48 3,586.79 2,554.18 1,264.67
Total Liabilites 4,571.04 3,526.16 2,861.24 1,982.64 1,296.10
Total equity 886.30 832.30 725.55 637.47 1,258.07
Net cash from/(used in) operating activities 396.58 596.06 595.10 387.08 217.39
Net cash from/(used in) investing activities -1,021.01 -862.95 -574.57 -538.76 671.23
Net cash from/(used) in financing activities 612.24 32.58 214.02 -506.48 20.35

Fino Paytech Annual Reports

Fino PayTech Annual Report 2026

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Fino PayTech Annual Report 2024-2025

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Fino PayTech Annual Report 2023-2024

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Fino PayTech Annual Report 2022-2023

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Fino PayTech Annual Report 2021-22

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Fino PayTech Annual Report 2020-21

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