Muthoot Fincorp Limited Unlisted Shares - Company Overview

Muthoot Fincorp Limited is a Public company incorporated on 10 Jun 1997. It is classified as Non-government company and is registered at Registrar of Companies, Ernakulam. Its authorized share capital is Rs. 10000000000.00 and its paid up capital is Rs. 5,95,59,82,510

Muthoot Fincorp Limited is a leading Indian non-deposit-taking NBFC and the flagship company of the Muthoot Pappachan Group. Established in 1997, it primarily provides loans against gold jewellery, serving retail customers, particularly in semi-urban and rural markets. The company has diversified into MSME lending, loans against property, vehicle finance, money transfer, foreign exchange and insurance distribution. As of March 2026, Muthoot Fincorp reported standalone AUM of approximately ₹57,580 crore, reflecting its strong position in gold financing. The company operates through an extensive branch network across India and focuses on providing quick, secured credit solutions to underserved customers.     

Muthoot Fincorp Limited Share Price, Share Details as of March 31, 2026 

Muthoot Fincorp Limited Incorporation Details

Muthoot Fincorp Limited Board of Directors

Muthoot Fincorp Limited Principal Business Activities

FAQs on Muthoot Fincorp Limited :

1. What is Muthoot Fincorp Limited?

Answer: Muthoot Fincorp Limited is an Indian non-banking financial company (NBFC) and the flagship company of the Muthoot Pappachan Group. It primarily provides gold loans and other financial services.

2. What is the face value of Muthoot Fincorp shares?

Answer: The face value of Muthoot Fincorp equity shares is ₹2 per share.

3. How can I buy Muthoot Fincorp unlisted shares through WWIPL?

Answer: Investors can complete KYC formalities, confirm pricing and availability, make payment, and receive shares directly into their Demat account through WWIPL.

4. Why should I buy Muthoot Fincorp shares through WWIPL?

Answer: WWIPL provides access to unlisted share transactions with transparent pricing, secure settlements, and dedicated transaction support.

5. Is investing in Muthoot Fincorp a good idea?

Answer: Investors should evaluate the company's financial performance, gold loan portfolio, asset quality, profitability, valuation, and growth prospects before making an investment decision.

6. What is the primary business of Muthoot Fincorp?

Answer: Muthoot Fincorp primarily provides loans against gold jewellery. It also offers vehicle finance, MSME loans, loans against property, money transfer, and other financial services.

7. What makes Muthoot Fincorp different from other NBFCs?

Answer: Muthoot Fincorp has a strong focus on gold-backed lending, supported by an extensive branch network and services targeting retail customers, including those in semi-urban and rural markets.

8. What factors influence the valuation of Muthoot Fincorp shares?

Answer: Loan book growth, assets under management (AUM), net interest margins, asset quality, profitability, capital adequacy, gold prices, and investor expectations can influence valuation.

9. What documents are required to buy Muthoot Fincorp shares through WWIPL?

Answer: Investors generally need PAN, Aadhaar, Client Master Report (CMR), and bank account details to complete the transaction.

10. Are Muthoot Fincorp shares transferred in Demat form?

Answer: Yes. Shares purchased through WWIPL are transferred directly into the investor's Demat account, subject to applicable settlement procedures.

11. Can I sell my Muthoot Fincorp shares through WWIPL?

Answer: Yes. WWIPL facilitates buying and selling of unlisted shares, subject to market demand, buyer availability, and applicable transaction conditions.

12. What are the key growth drivers for Muthoot Fincorp?

Answer: Increasing demand for gold loans, expansion into underserved markets, growth in secured retail lending, branch expansion, and diversification of financial services can support the company's growth.

13. What risks should investors consider before investing in Muthoot Fincorp?

Answer: Investors should consider credit risk, regulatory changes, interest-rate movements, gold price volatility, competition, funding costs, asset quality, and liquidity risks associated with unlisted shares.