Hot Deals:
ador powertron 500.00 (4,900.00 %) amol minechem 601.00 (0.17 %) anglo french drugs 950.00 (2.15 %) anugraha valve 525.00 (2.94 %) apl metals 40.00 (-2.44 %) apollo fashion 111.00 (0.91 %) arkfin investments 50.00 arohan 255.00 (2.00 %) assam carbon 310.00 (-1.59 %) avalokiteshvar 242.00 (0.83 %) axles india 675.00 (2.27 %) balmer lawrie 200.00 (-0.99 %) bharat hotels 380.00 (1.33 %) bima mandi 235.00 (-2.08 %) bira 555.00 (0.91 %) blsx limited 36.00 (2.86 %) boat 1,600.00 (3.23 %) c & s electric 1,000.00 (1.01 %) cable corporation 13.00 (-0.76 %) capgemini 13,600.00 (0.74 %) care health 188.00 (-1.05 %) carrier aircon 545.00 (0.93 %) cial 455.00 (1.11 %) csk 212.00 (-1.40 %) dalmia refract 260.00 (-1.89 %) dfm foods 467.00 dsp merrill lynch 1,000.00 east india pharma 39.00 (-2.50 %) eaton fluid 445.00 (1.14 %) electronica plastic 4,500.00 (2.27 %) elgi ultra 400.00 elofic industries 2,850.00 (1.79 %) esl steel 42.00 (-2.33 %) fincare business 87.00 (1.16 %) fincare sfbl 205.00 (1.49 %) finopaytech limited 160.00 (3.23 %) flipkart india 231,001.00 (0.00 %) frick india 3,300.00 (3.13 %) gkn driveline 1,610.00 (0.63 %) godavari bio 71.00 (1.43 %) goodluck defence 342.00 (0.59 %) group pharma 300.00 gynofem healthcare 59.00 (-1.67 %) hazira cargo terminals limited 205.00 (1.49 %) hdb financial 1,430.00 (-1.38 %) hdfc ergo 370.00 (1.70 %) hdfc securities 11,300.00 (-2.59 %) hella india 920.00 (-0.54 %) hero fincorp 2,075.00 (0.73 %) hexaware 1,075.00 (-2.27 %) hicks 1,575.00 (1.61 %) hira ferro 195.00 (2.09 %) honeywell electrical 6,400.00 (1.59 %) ikf finance 312.00 (0.65 %) incred financial 10.00 (1.01 %) incred holdings 160.00 (3.23 %) india carbon 1,120.00 (-1.32 %) india exposition 121.00 (0.83 %) indian potash 3,150.00 (-1.56 %) indian seamless 195.00 (2.63 %) indo alusys 25.75 (-0.96 %) indofil 1,430.00 (-0.69 %) infinite computer 405.00 (1.25 %) inkel 23.00 (-4.17 %) jana small finance bank 75.00 kel 570.00 (-0.87 %) kial 144.00 (-0.69 %) klm axiva 15.10 (0.67 %) kurlon limited 1,275.00 (1.59 %) lava 45.00 (-2.17 %) mahindra rural mrhfl 100.00 manipal housing 74.00 (2.07 %) manjushree technopack 950.00 (2.70 %) martin & harris 870.00 (-1.14 %) matrix gas 880.00 (0.57 %) merino 3,300.00 (-0.75 %) minosha 282.00 (0.71 %) mitsubishi heavy 207.00 (-0.48 %) mkcl 430.00 (3.61 %) mobikwik 720.00 (0.70 %) mohan meakin 2,200.00 (-2.22 %) mohfl 13.75 (1.85 %) msei 2.25 (-2.17 %) msil 34.00 (3.03 %) nayara energy 640.00 (1.59 %) nayara energy ncd 315.00 (3.28 %) ncdex 215.00 (2.38 %) ncl buildtek 320.00 (3.23 %) ncl holdings 106.00 (0.95 %) nsdl 850.00 (3.03 %) nse india 7,600.00 (1.33 %) onix renewable 10,400.00 (0.97 %) orbis financial 410.00 (2.50 %) oswal minerals 60.10 (-1.48 %) otis elevator 3,800.00 (2.70 %) oyo rooms 58.00 (1.75 %) panasonic appliances 262.00 (0.77 %) paymate india 520.00 (-0.95 %) pharmeasy 8.50 (3.03 %) pharmed limited 610.00 (1.67 %) philips domestic 700.00 (-1.41 %) philips india 925.00 (2.78 %) pnb metlife 70.00 proyuga adtech 25.00 purity flexpack 20.00 ramaraju surgical 255.00 (2.00 %) rapido 16,650.00 (0.03 %) rasoi 82,000.00 (2.50 %) reliance gic 520.00 (-0.95 %) resins plastics 475.00 (3.26 %) ring plus aqua 530.00 (0.95 %) rrl 1,275.00 (2.00 %) rrp s4e innovation 390.00 (-2.50 %) sab miller 515.00 (0.98 %) sbi amc 2,600.00 (1.96 %) sbi general insurance 621.00 (0.16 %) scottish assam 505.00 (1.00 %) shriram life 261.00 (0.38 %) sigachi laboratories 36.00 (-2.70 %) signify 1,350.00 (3.05 %) smile microfinance 51.00 (-1.92 %) sterlite power 895.00 (-0.56 %) studds 980.00 (3.16 %) svsml 315.00 (2.94 %) swiggy limited 470.00 (-2.08 %) t stanes 790.00 (-2.47 %) tata capital 1,040.00 (0.97 %) teesta agro 77.00 (-6.21 %) trl krosaki 1,750.00 (2.94 %) urban tots 64.00 (-1.54 %) utkarsh coreinvest 300.00 (-1.64 %) vikram solar 460.00 (2.22 %) vivriti capital 1,100.00 (-2.22 %) waree energies 2,610.00 (0.38 %)
×

Jana Small Finance Bank Share

Jana Small Finance Company Fundamental

Company Name
Jana Small Finance Bank Limited
Scrip Name
Jana Small Finance Bank
Last Traded Price
75.00
+ 0.00 %
Sector
Financial Service
PAN No.
AABCJ7024M
Face Value
10
No. of Outstanding Shares
54,978,703
EPS
46.56
PE ratio
1.61
Market Capitalization
412.34 Crore
Book value
326.9
P/BV
0.23
52 Week High
52 Week Low
Lifetime High
75.00 (13/09/21)
Lifetime Low
75.00 (13/09/21)
Day High
75.00
Day Low
75.00
ISIN No.
INE953L01027
Available on
nsdlcdsl
ROFR Require
No

Jana Small Finance Share Price Performance

Jana Small Finance Bank Limited Pre-IPO/ Unlisted Share - Company Overview

JANA SMALL FINANCE BANK LIMITED is a scheduled commercial bank. It was first started as Janalakshmi Financial Services Limited in 2016 as an Indian Micro Finance Institution (MFI) to provide finances for India’s low-income and under-banked population. Later in 2017, Janalakshmi Financial Services Limited got a Small Finance Bank license. Therefore in 2018, it rebranded its name to Jana Small Finance Bank Limited and started operations as a Small Finance Bank.

The Jana Small Finance Bank was established in Bengaluru. Today, it is recognized globally as one of the most innovative financial institutions working on financial inclusion.

The bank delivers its products through Branches, business correspondents, ATMs, ATM cum debit cards, mobile banking platforms (including unified payment interface facilities), internet banking portals, and SMS alerts.

On February 28, 2021, Jana Small Finance Bank Limited had 611 Branches, of which 197 were metro Branches, 178 were urban Branches, 70 were semi-urban Branches and 166 were rural Branches as on February 28, 2021, the bank had operations in 19 states and 3 union territories.

Bajaj Alliance, Enam Holdings, Havells, ICICI Lombard, Morgan Stanley Private Equity Asia, and Tata Capital Growth Fund are some of Jana Small Finance Bank’s prominent shareholders.

Jana Small Finance Bank Unlisted Share Details as of March 31, 2022

Jana Small Finance Bank Outstanding Shares: 54,492,436
Face Value of Jana Small Finance Bank Unlisted Share: Rs. 10 Per Equity Share
ISIN of Jana Small Finance Bank Unlisted Share: INE953L01027
Lot Size of Jana Small Finance Bank Unlisted Share: 100 Shares
Jana Small Finance Bank Share Price: Best in Industry
PAN Number of Jana Small Finance Bank: AABCJ7024M

Jana Small Finance Bank Limited Incorporation Details

CIN of Jana Small Finance Bank

L65923KA2006PLC040028

Registration Date of Jana Small Finance Bank

26 July 2006

Category / Sub-Category of Jana Small Finance Bank

Public Company Limited by Shares

Jana Small Finance Bank Registered office address  

The Fairway Business Park, First Floor,

Survey No.10/1, 11/2 & 12/2B,

Off Domlur, Koramangala Inner Ring Road,

Next to EGL Business Park Challaghatta,

Bengaluru – 560071

Jana Small Finance Bank Registrar and Transfer Agent address and contact details

K Fin Technologies Private Limited, Selenium, Tower B, Plot No. 31 and 32 Financial District Nanakramguda, Serilingampally Hyderabad, Rangareddi 500 032 Telangana, India.

Tel: +91 40 6716 222

Jana Small Finance Bank Limited Particulars of Subsidiary and Associate Companies

Jana Small Finance Bank Limited does not have any subsidiary or associate company.

Jana Small Finance Bank Limited Board of Directors

Ramesh Ramanathan (Non-executive Chairman)

Ajay Kanwal (MD & CEO)

Ramalingam Ramaseshan (Non-Executive Independent Director)

Vikram Gandhi (Non-Executive Independent Director)

Chitra Talwar (Independent Director)

Eugene Emmanuel Karthak (Non-Executive Independent Director)

P R Seshadri (Non-Executive Independent Director)

Rahul Khosla (Non-Independent & Non-Executive Director)

Vijayalatha Reddy (Non-Executive Independent Director)

Jana Small Finance Bank Limited Principal Business Activities

Name and Description of main products/services

NIC Code of the product/service

Banking & Financial Services

64191

Jana Small Finance Bank Limited Shareholding Pattern (As of 31-03-2022)

Category of Shareholders

No. of Shares

% of total Shares of the company

Promoters

2,20,25,797

42.84%

Public

2,93,85,767

57.15%

Total

5,14,11,564

100%

Industry Outlook

Small  Finance  Banks shall perform basic banking functions like acceptance of all types of deposits and lending loans to unbanked areas of the country. Small Finance Banks have to follow all the norms and regulations applicable to commercial banks like maintenance of  Cash  Reserve  Ratio and Statutory Liquidity Ratio.

Small Finance Banks are required to give 75% of their loan to the priority sector and 50% of their loan portfolio constitutes loans and advances of a maximum of up to Rs. 25 lakhs. The minimum paid-up equity capital is 100 crores. The promoter’s stakes should be 40% minimum which must be brought down to 26% in 12 Years. The basic objectives for the setting up of SFBs are to provide credit facilities to small business units, small farmers,  micro and small industries, and unorganized sectors and reform to improve financial inclusion in the country. Small Finance Banks cannot perform non-banking financial services and are not allowed to lend to big industries.

2020 was a year mainly dominated and impacted by COVID-19. Small Finance Banks are beginning to feel the effect of local and state-wise lockdowns. However, Small finance banks are better prepared this year (2021) in the second wave of the COVID-19 pandemic. Rural customers of Small Finance Banks are less affected by the second wave of COVID-19. There have been delays in collections, but collections have been hit only 1-3% in this second wave of COVID.

According to ICRA, a rating agency, the microfinance industry is likely to face asset quality pressure in the short term. However, the majority of the microfinance industry will withstand any stress as their collection capacity is improving. Moreover, their balance sheets mention that they are maintaining sufficient liquidity for tackling emergencies.

The collection capacity of the small finance bank industry improved to around 102%. The Indian microfinance market is expected to grow at a CAGR of more than 40% through 2025. South India accounts for more than one-third of the market share of the Microfinance industry.

The advances and deposits in the Small Finance Bank industry have increased with a CAGR of 75.3% and 155.3% respectively during the period FY16-FY20. It is expected to grow with a CAGR of 23.0-24.0% during the period FY20-FY23. SFBs’ share in the total banking industry has increased from 0.3% in FY19 to 0.5% in FY20 in the case of credit, and deposits share has increased from 0.6% in FY19 to 0.9% in FY20, and reporting office's share has increased from 1.5% in FY19 to 2.8% in FY20.

 

 

FAQS ON JANA SMALL FINANCE BANK UNLISTED STOCK 

 

Q1) Jana Small Finance Bank is listed on BSE and NSE.

NO, Jana Small Finance Bank is not listed on BSE and NSE

 

Q2) Which segment of the economy does Jana Small Finance Bank focus on?

Jana Small Finance Bank focuses on India's low-income and under-banked population.

 

Q3) which type of bank is Jana small finance bank?

Jana Small Finance Bank Limited is a scheduled commercial bank.

 

Q4) Can I buy Jana small finance bank shares?

Yes, you can buy Jana small finance bank share, for more information visit us at wwipl.com or contact us

 

Q5) Is Jana Small Finance Bank Limited profitable?

Yes, Jana Small Finance Bank is profitable 

Jana Small Finance Annual Report

Jana Small Finance Bank Annual Report 2022-23

Download

Jana Small Finance Bank Annual Report 2020-21

Download

Jana Small Finance Bank Annual Report 2019-20

Download

Recent News

Wealth Wisdom - WWIPL
Support Megha Support Neha

News Alert