Unlisted Deals:
ador powertron 500.00 (4,900.00 %) aitmc formerly avpl 62.00 (-6.06 %) amol minechem 601.00 (0.17 %) anglo french drugs 950.00 (2.15 %) anugraha valve 525.00 (2.94 %) apl metals 39.00 (-2.50 %) apollo fashion 90.00 (-2.17 %) arohan 250.00 (-1.96 %) assam carbon 330.00 (1.54 %) avalokiteshvar 242.00 (0.83 %) axles india 655.00 (-3.68 %) balmer lawrie 200.00 (-0.99 %) bharat hotels 380.00 (-1.30 %) bima mandi 235.00 (-2.08 %) bira 545.00 (-0.91 %) blsx limited 35.00 (2.94 %) boat 1,600.00 (3.23 %) c & s electric 1,070.00 (1.90 %) cable corporation 11.00 (-8.33 %) capgemini 14,300.00 (-1.38 %) care health 180.00 (-2.17 %) carrier aircon 550.00 (0.92 %) cial 455.00 (-2.15 %) csk 188.00 (-1.05 %) dalmia refract 270.00 (-1.82 %) dfm foods 470.00 (0.64 %) dsp merrill lynch 1,000.00 east india pharma 39.00 (-2.50 %) eaton fluid 445.00 (1.14 %) electronica plastic 4,500.00 (2.27 %) elgi ultra 400.00 elofic industries 2,850.00 (1.79 %) esl steel 42.00 (-2.33 %) fincare business 87.00 (1.16 %) fincare sfbl 205.00 (1.49 %) finopaytech limited 149.00 (-0.67 %) frick india 3,350.00 (-1.47 %) gkn driveline 1,818.00 (1.00 %) goodluck defence 290.00 (3.57 %) group pharma 300.00 gynofem healthcare 75.00 (2.74 %) hazira cargo terminals limited 205.00 (1.49 %) hdb financial 1,220.00 (-0.41 %) hdfc ergo 370.00 (1.70 %) hdfc securities 10,600.00 (-0.93 %) hella india 900.00 (-2.17 %) hero fincorp 1,950.00 (-0.76 %) hexaware 990.00 (1.02 %) hicks 1,650.00 (3.13 %) hinduja leyland 260.00 hira ferro 200.00 (2.56 %) honeywell electrical 7,600.00 (1.33 %) ikf finance 310.00 (-3.13 %) incred financial 10.00 (1.01 %) incred holdings 153.00 (-1.29 %) india carbon 1,100.00 (-1.79 %) india exposition 121.00 (0.83 %) indian potash 3,150.00 (1.61 %) indian seamless 195.00 (2.63 %) indo alusys 25.75 (-0.96 %) indofil 1,390.00 (-0.71 %) infinite computer 405.00 (1.25 %) inkel 22.00 (-2.22 %) jana small finance bank 75.00 kel 500.00 (-4.76 %) kial 137.00 (-0.72 %) klm axiva 15.50 (3.33 %) kurlon limited 1,275.00 (1.59 %) lava 42.00 (-1.18 %) mahindra rural mrhfl 100.00 manipal housing 74.00 (2.07 %) manjushree technopack 850.00 (-2.86 %) martin & harris 820.00 (-1.20 %) matrix gas 795.00 (-0.63 %) merino 3,300.00 (1.54 %) minosha 282.00 (0.71 %) mitsubishi heavy 207.00 (-0.48 %) mkcl 425.00 (-2.30 %) mohan meakin 2,300.00 (-4.17 %) mohfl 22.00 (4.76 %) msei 4.50 (-5.26 %) msil 34.00 (3.03 %) nayara energy 990.00 (-1.98 %) nayara energy ncd 320.00 (1.59 %) ncdex 199.00 (-1.49 %) ncl buildtek 320.00 (3.23 %) ncl holdings 106.00 (0.95 %) nsdl 1,000.00 (-0.99 %) nse india 1,800.00 (-2.70 %) onix renewable 21,000.00 (2.44 %) orbis financial 420.00 (2.44 %) oswal minerals 60.10 (-1.48 %) otis elevator 4,100.00 (2.50 %) oyo rooms 56.00 (1.82 %) panasonic appliances 270.00 (3.05 %) paymate india 500.00 (-1.96 %) pharmeasy 8.60 (1.78 %) pharmed limited 675.00 (2.27 %) philips domestic 625.00 (-2.34 %) philips india 925.00 (-0.54 %) pnb metlife 70.00 proyuga adtech 25.00 purity flexpack 20.00 ramaraju surgical 260.00 (-1.89 %) rapido 16,650.00 (0.03 %) rasoi 82,000.00 (2.50 %) reliance gic 530.00 (1.92 %) resins plastics 575.00 (2.68 %) ring plus aqua 580.00 (3.57 %) rrp s4e innovation 295.00 (-1.67 %) sab miller 535.00 (0.94 %) sbi amc 2,625.00 (-0.19 %) sbi general insurance 621.00 (0.16 %) scottish assam 505.00 (1.00 %) shriram life 261.00 (0.38 %) sigachi laboratories 36.00 (-2.70 %) signify 1,325.00 (-1.85 %) smile microfinance 51.00 (-1.92 %) sterlite grid 5 290.00 (5.45 %) sterlite power 625.00 (0.81 %) studds 1,390.00 (-0.71 %) svsml 315.00 (2.94 %) t stanes 800.00 (1.27 %) tata capital 880.00 (1.15 %) trl krosaki 1,730.00 (-1.14 %) urban tots 64.00 (-1.54 %) utkarsh coreinvest 285.00 (-1.72 %) vikram solar 440.00 (-0.45 %) vivriti capital 1,040.00 (-0.95 %)
×

Jana Small Finance Bank Annual Reports, Balance Sheet and Financials

Jana Small Finance Bank Limited (Jana Small Finance Bank) Return Comparision with Primex 40 Index

Periods 1 Week 1 Month 3 Months 6 Months 1 Year 3 Years All Time
Primex-40
Jana Small Finance Bank Limited

Jana Small Finance Bank Limited Balance Sheet (Rs in Thousands)

Particulars

31-03-2024

31-03-2023

Capital And Liabilities

 

 

Capital

10,45,903

32,49,787

Employee stock option reserve

1,05,992

2,01,872

Reserves and Surplus

3,46,19,093

1,45,20,893

Deposits

22,57,12,488

16,33,40,158

Borrowings

5,21,14,591

6,27,74,600

Other liabilities and provisions

1,34,99,758

1,23,49,586

Total Capital And Liabilities

32,70,97,825

25,64,36,896

Assets

 

 

Cash and balances with the Reserve Bank of India

1,02,55,890

1,01,09,394

Balances with banks and money at call and short notice

1,02,85,361

1,07,63,690

Investments

6,73,76,897

5,22,12,244

Advances

23,11,12,739

17,75,95,554

Fixed assets

14,15,910

12,77,487

Other assets

66,51,028

44,78,527

Total Assets

32,70,97,825

25,64,36,895

Contingent liabilities

26,35,000

7,71,752

 

Jana Small Finance Bank Limited Profit & Loss Statement (Rs in Thousands)

Particulars

2023-2024

2022-23

Income

 

 

Interest Earned

4,01,30,453

3,07,50,103

Other Income

67,10,110

62,48,647

Total Income

4,68,40,563

3,69,98,750

Expenditure

 

 

Interest Expended

1,88,59,047

1,41,49,901

Operating expenses

1,60,48,397

1,28,45,104

Provisions and Contingencies

52,37,716

74,44,032

Total Expenditure

4,01,45,160

3,44,39,037

Net Profit/(Loss) For The Year

66,95,403

25,59,713

Balance in P&L account brought forward

-3,90,78,736

-4,08,30,298

Total Profit/(Loss)

-3,23,83,333

-3,82,70,585

Earning Per Share:

 

 

Basic

90.85

47.47

Diluted

90.72

42.64

Appropriations

 

 

Transfer to Statutory Reserve

16,73,851

6,39,928

Transfer to Capital Reserve

-

9,363

Transfer to Investment Reserve Account

-

89

Transfer to Investment Fluctuation Reserve

2,00,000

1,58,771

Balance carried over to Balance Sheet

-3,42,57,184

-3,90,78,736

 

Jana Small Finance Bank Limited Consolidated Cash Flow Statement (Rs in Thousands)

Particulars

31-03-2024

31-03-2023

Cash Flow from Operating Activities

 

 

Net profit before taxes

51,43,528

25,59,713

Adjustments for:

 

 

Depreciation on fixed assets

6,19,098

6,86,888

Loss on sale of fixed assets

5,806

9,747

Employee stock option expenses

1,08,268

45,977

Provision for non performing assets

27,37,762

4,56,878

Bad debts written off

31,87,885

63,89,553

Provision for standard assets (including standard restructured accounts)

-5,15,222

5,95,272

Premium amortisation on HTM investments

39,433

31,300

Operating profit before working capital changes

1,13,26,558

1,07,75,328

Movement in working capital

 

 

(Increase)/Decrease in investments

-81,66,553

24,96,046

(Increase)/Decrease in advances

-5,94,42,832

-5,43,75,239

Increase/(Decrease) in deposits

6,23,72,330

2,79,75,246

(Increase)/Decrease in other assets

11,05,058

-3,04,560

(Increase)/Decrease in lien marked fixed deposits

(65,282)

-1,82,476

Increase/(Decrease) in other liabilities and provisions

16,65,394

23,37,450

Net change in working capital

-25,31,885

-2,20,53,533

Direct taxes (paid)/refund

-17,25,684

(93,625)

Net cash flow from operating activities

70,68,989

-1,13,71,830

Cash Flow from Investing Activities

 

 

Purchase of fixed assets

-7,69,133

-2,60,455

Proceeds from sale of fixed assets

5,806

2,803

(Increase)/Decrease of held-to-maturity securities

-70,37,533

-40,86,984

Net cash (used in) investing activities

-78,00,860

-43,44,636

Cash Flow from Financing Activities

 

 

Proceeds from issue of equity shares

4,96,116

35,671

Proceeds from issue of compulsorily convertible preference shares

-27,00,000

12,00,000

Securities premium received (Net of issue expenses)

1,31,98,649

21,24,201

Increase / (decrease) in other borrowings

-1,06,60,009

1,76,76,280

Net cash used in financing activities

3,34,756

2,10,36,152

Net increase/(decrease) in cash and cash equivalents

-3,97,115

53,19,686

Cash and cash equivalents as at beginning of the period/year

2,06,68,822

1,53,49,136

Cash and cash equivalents as at end of the year

2,02,71,707

2,06,68,822

 

Here is a summary of the Cash Flow Statement for the years 2024 and 2023:

Cash Flow from Operating Activities:

The company recorded a net profit before taxes of ₹51,43,528 thousand in 2024, compared to ₹25,59,713 thousand in 2023. After adjustments for non-cash items such as depreciation (₹6,19,098 thousand), provisions for non-performing assets (₹27,37,762 thousand), and bad debts written off (₹31,87,885 thousand), the operating profit before working capital changes stood at ₹1,13,26,558 thousand.

In terms of working capital movements, the company saw:

A decrease in investments of ₹81,66,553 thousand.

A significant increase in advances of ₹5,94,42,832 thousand.

A rise in deposits of ₹6,23,72,330 thousand.

After adjusting for changes in working capital, the net cash flow from operating activities was ₹70,68,989 thousand, marking an improvement over the outflow of ₹1,13,71,830 thousand in 2023.

Cash Flow from Investing Activities:

Investing activities resulted in a net cash outflow of ₹78,00,860 thousand in 2024, higher than the outflow of ₹43,44,636 thousand in 2023. This was due to the purchase of fixed assets (₹7,69,133 thousand) and increase in held-to-maturity securities (₹70,37,533 thousand), offset slightly by proceeds from the sale of fixed assets (₹5,806 thousand).

Cash Flow from Financing Activities:

The company generated a net inflow of ₹3,34,756 thousand from financing activities in 2024, compared to ₹2,10,36,152 thousand in 2023. Key financing movements included:

Proceeds from equity shares (₹4,96,116 thousand).

A decrease in borrowings by ₹1,06,60,009 thousand.

Net Change in Cash and Cash Equivalents:

There was a net decrease in cash and cash equivalents of ₹3,97,115 thousand in 2024, compared to an increase of ₹53,19,686 thousand in 2023. The closing cash balance stood at ₹2,02,71,707 thousand at the end of 2024, slightly lower than ₹2,06,68,822 thousand at the beginning of the year.

 

Jana Small Finance Annual Report

Jana Small Finance Bank Annual Report 2023-24

Download

Jana Small Finance Bank Annual Report 2022-23

Download

Jana Small Finance Bank Annual Report 2020-21

Download

Jana Small Finance Bank Annual Report 2019-20

Download

Recent News

Wealth Wisdom - WWIPL
Support Megha Support Neha

News Alert