Incred Capital Financial Services Limited Balance Sheet(Rs in Crores)
| Particulars |
2025-26 |
2024-25 |
2023-24 |
2022-23 |
|
EQUITY AND LIABILITIES
|
3,031.03 |
2,318.27 |
1,409.27 |
641.99 |
|
Total equity
|
1,121.18 |
888.43 |
502.82 |
464.53 |
|
Total liabilities
|
1,909.86 |
1,429.84 |
906.45 |
177.46 |
|
Non - Current liabilities
|
921.34 |
636.34 |
434.91 |
137.14 |
|
Current liabilities
|
988.52 |
793.50 |
471.54 |
40.32 |
|
ASSETS
|
3,031.03 |
2,318.27 |
1,409.27 |
641.99 |
|
Non-Current assets
|
1,115.09 |
871.17 |
382.40 |
257.66 |
|
Current assets
|
1,915.95 |
1,447.10 |
1,026.87 |
384.33 |
Incred Capital Financial Services Limited CashFlow Statement(Rs in Crores)
| Particulars |
2025-26 |
2024-25 |
2023-24 |
2022-23 |
|
Net cash from/(used in) operating activities
|
-199.32 |
-304.55 |
-47.97 |
-144.18 |
|
Net cash from/(used in) investing activities
|
-121.82 |
170.90 |
-391.71 |
51.17 |
|
Net cash from/(used) in financing activities
|
14.92 |
407.11 |
651.74 |
66.02 |
|
Net increase /(decrease) in cash and cash equivalents
|
-306.21 |
273.46 |
212.06 |
-26.99 |
|
Cash and cash equivalents at the beginning of the year
|
509.97 |
236.51 |
18.62 |
45.61 |
|
Cash and cash equivalents at the end of the year
|
203.75 |
509.97 |
230.68 |
18.62 |
Incred Capital Financial Services Limited Finacial Ratios(Rs in Crores)
| Particulars |
2025-26 |
2024-25 |
2023-24 |
2022-23 |
|
EBITDA Margin
|
53.46% |
35.83% |
18.33% |
-46.85% |
|
EBIT Margin
|
40.61% |
33.33% |
15.10% |
-52.98% |
|
Return on Equity (ROE)
|
3.65% |
12.63% |
-4.40% |
-15.61% |
|
Return on Capital Employed (ROCE)
|
30.68% |
16.34% |
5.70% |
-14.48% |
|
Assets Turnover Ratio
|
0.51 |
0.32 |
0.25 |
0.26 |
|
Return on Assets
|
1.35% |
4.84% |
-1.57% |
-11.30% |
|
Net Profit Margin
|
2.65% |
15.00% |
-6.25% |
-44.09% |
|
Interest Coverage Ratio
|
1.15 |
2.54 |
0.74 |
-11.89 |
|
Revenue Growth Rate (CAGR)
|
106.41% |
111.35% |
115.06% |
|
Incred Capital Financial Services Limited Income Statement(Rs in Crores)
| Particulars |
2025-26 |
2024-25 |
2023-24 |
2022-23 |
|
Revenue
|
1,543.25 |
747.67 |
353.76 |
164.50 |
|
Revenue from operations
|
1,452.83 |
686.79 |
331.25 |
151.96 |
|
Other income
|
90.42 |
60.88 |
22.51 |
12.54 |
|
Expenses
|
1,401.75 |
600.63 |
360.44 |
232.24 |
|
Finance cost
|
102.61 |
98.26 |
71.88 |
7.33 |
|
Employee benefit Expense
|
545.77 |
361.29 |
197.32 |
150.38 |
|
Depreciation and Amortisation expense
|
28.09 |
18.74 |
11.44 |
10.08 |
|
Other expenses
|
198.27 |
122.32 |
71.85 |
64.45 |
|
Profit/(loss) before tax
|
80.96 |
150.92 |
-18.47 |
-94.48 |
|
Tax Expense
|
40.01 |
38.74 |
3.65 |
-21.95 |
|
Current tax
|
57.91 |
37.95 |
10.84 |
0.40 |
|
Deferred tax
|
-17.90 |
0.79 |
-7.19 |
-22.35 |
|
Profit (Loss) for the period from continuing Operations
|
40.95 |
112.18 |
-22.12 |
-72.52 |
Incred Capital Financial Services Limited Summary(Rs in Crores)
| Particulars |
2025-26 |
2024-25 |
2023-24 |
2022-23 |
|
Revenue
|
1,543.25 |
747.67 |
353.76 |
164.50 |
|
Total Expense
|
102.61 |
600.63 |
360.44 |
232.24 |
|
Operating Expenses
|
307.33 |
502.35 |
280.61 |
224.91 |
|
Employee Expenses
|
28.09 |
361.29 |
197.32 |
150.38 |
|
Operating Income (EBIT)
|
626.74 |
249.18 |
53.42 |
-87.15 |
|
Interest Expenses
|
545.77 |
98.26 |
71.88 |
7.33 |
|
Expenses from other activities
|
198.27 |
122.32 |
71.85 |
64.45 |
|
EBITDA
|
825.01 |
267.92 |
64.86 |
-77.07 |
|
Net Worth
|
1,121.18 |
888.43 |
502.82 |
464.53 |
|
Taxes
|
40.01 |
38.74 |
3.65 |
-21.95 |
|
Outstanding Shares
|
14,920,571.00 |
13,757,390.00 |
12,757,390.00 |
12,757,390.00 |
|
Earnings Per Share (EPS)
|
27.45 |
81.54 |
-17.34 |
-56.85 |
|
Total Assets
|
3,031.03 |
2,318.27 |
1,409.27 |
641.99 |
|
Total Liabilites
|
1,909.86 |
1,429.84 |
906.45 |
177.46 |
|
Total equity
|
1,121.18 |
888.43 |
502.82 |
464.53 |
|
Net cash from/(used in) operating activities
|
-199.32 |
-304.55 |
-47.97 |
-144.18 |
|
Net cash from/(used in) investing activities
|
-121.82 |
170.90 |
-391.71 |
51.17 |
|
Net cash from/(used) in financing activities
|
14.92 |
407.11 |
651.74 |
66.02 |
