Electronica Finance Limited Share Price

Electronica Finance Limited Unlisted Shares - Company Overview

Electronica Finance Limited, incorporated in 1990, is a part of the SRP Electronica Group and a pioneer in the field of MSME Finance. MSME loans are the type of loans that provides business financing for expansion, working capital requirements, machines purchase, raw material purchase etc. Electronica Finance Limited is one of the leading Non-Banking Finance Companies (NBFC) that offers collateral-free loans to MSMEs and SMEs with quick processing and short disbursement time. Over the years, we have diversified into various segments catering to a large product portfolio that includes Business loan, Rooftop Solar Loan & Loan Against Property in addition to our flagship product of Machinery loan. Electronica Finance Limited today has more than 200 offices across India, has served more than 35000 customers with an AUM in excess of Rs.3000 crores. With Electronica Finance Limited you will get an option of applying for MSME and SME loan online also.

Electronica Finance Limited Share Price, Share Details as of March 31,  2025

 Electronica Finance Limited Incorporation Details

Electronica Finance Limited Board of Directors

Electronica Finance Limited Shareholding Pattern (As of 31-03- 2024)

Industry overview

The Non-Banking Financial Company (NBFC) sector in India has undergone remarkable growth, establishing itself as a significant player within the country 's financial landscape. As of 2023, the NBFC sector has reached an impressive size of USD 326 billion, underscoring its expanding influence in the financial domain. In 2005-2006, the total number of NBFCs was 13,014 which declined to 9,618 in 2019-2020. However, asset size of NBFC sector has increased from ₹2,88,593 crores to ₹33,89,267 crores in the said period.

FAQ's on Electronica Finance

Q: What is the face value of Electronica Finance Ltd shares?
Answer: The face value of Electronica Finance Ltd is ₹10 per equity share.

Q: What is the minimum lot size for buying Electronica Finance shares through WWIPL?
Answer: The minimum lot size for Electronica Finance shares is 100 equity shares.

Q: How can I buy Electronica Finance unlisted shares through WWIPL?
Answer: Investors can complete KYC, confirm the transaction details with WWIPL, transfer funds, and receive the shares directly in their Demat account.

Q: Why should I buy Electronica Finance shares through WWIPL?
Answer: WWIPL offers transparent pricing, secure transactions, seamless Demat transfers, and end-to-end support for investing in unlisted shares.

Q: Is investing in Electronica Finance Ltd a good idea?
Answer: Investors generally evaluate Electronica Finance based on its loan book growth, asset quality, profitability, AUM growth, and long-term opportunities in MSME financing.

Q: Why do investors buy Electronica Finance shares before a potential IPO?
Answer: Investors seek early exposure to a growing NBFC before a potential listing, aiming to benefit from future value creation and liquidity opportunities.

Q: What business does Electronica Finance Ltd operate in?
Answer: Electronica Finance is an RBI-registered NBFC focused on MSME financing. Its offerings include machinery loans, business loans, rooftop solar loans, loans against property, and working capital financing for small businesses.

Q: What makes Electronica Finance different from other unlisted NBFCs?
Answer: The company has over three decades of experience in MSME lending, specializes in machinery finance, operates through a wide branch network, and serves businesses across India

Q: What are the key growth drivers for Electronica Finance Ltd?
Answer: Expansion in MSME credit demand, growth in machinery financing, increasing AUM, branch expansion, rooftop solar financing, and financial inclusion are key growth drivers.

Q: What factors affect the valuation of Electronica Finance shares?
Answer: Assets under management AUM, loan book growth, net interest margin NIM, asset quality GNPA/NNPA, profitability, capital adequacy, and return ratios are important valuation drivers.

Q: Are Electronica Finance shares available in Demat form?
Answer: Yes. Shares purchased through WWIPL are transferred directly to the investor's Demat account.

Q: Can I sell my Electronica Finance shares through WWIPL?
Answer: Yes. WWIPL facilitates both buying and selling of unlisted shares, subject to market demand and availability.

Q: What documents are required to buy Electronica Finance shares through WWIPL?
Answer: Investors generally need PAN, Aadhaar, Client Master Report CMR, and bank account details to complete the transaction.

Q: What are the risks of investing in Electronica Finance shares?
Answer: Investors should consider credit risk, asset quality deterioration, regulatory changes, interest rate movements, and liquidity constraints associated with unlisted shares.

Q: How does WWIPL help investors track Electronica Finance investments?
Answer: WWIPL provides company updates, transaction assistance, market insights, and ongoing investment support to help investors stay informed.

Q: How long does it take for Electronica Finance shares purchased through WWIPL to be credited to a Demat account?
Answer: Shares are generally transferred to the investor's Demat account after successful completion and verification of the transaction.

Q: What should investors evaluate before investing in Electronica Finance Ltd?
Answer: Investors should assess the company's AUM growth, loan portfolio quality, profitability, capital adequacy, management, valuation, and long-term growth prospects before investing.

Q: Can Electronica Finance benefit from India's expanding MSME financing market?
Answer: Yes. Rising demand for MSME credit, machinery financing, business expansion loans, and financial inclusion initiatives may support the company's long-term growth.