Maxvalue Credits Unlisted Share price

Maxvalue Credits and Investments Limited Unlisted Shares - Company Overview

Maxvalue Credits and Investments Limited is a non-banking financial company (NBFC) based in India. It was incorporated in 1994 and is headquartered in Thrissur, Kerala. The company is primarily engaged in the business of providing loans and advances, investments, and trading in shares and securities.

Maxvalue Credits offers various loan products, including personal loans, vehicle loans, business loans, home loans, and gold loans. The company also provides non-fund based facilities like letters of credit and bank guarantees. Its investment portfolio includes equity shares, mutual funds, and debt instruments.

Maxvalue Credits operates through a network of branches across Kerala, Tamil Nadu, and Karnataka. The company has a customer base of individuals, small and medium-sized enterprises (SMEs), and corporates.

The company's vision is to become a leading NBFC in India by providing a range of financial products and services to its customers with a focus on customer satisfaction, ethical practices, and continuous improvement. Maxvalue Credits has a strong management team with extensive experience in the financial services industry, which has helped the company in maintaining a consistent growth trajectory over the years.

Maxvalue Credits Unlisted Share Details as of March 31, 2025

Maxvalue Credits and Investments Limited Incorporation Details

Maxvalue Credits and Investments Limited Board of Directors

Sri. Paulson CV, Chairman

Sri. Parameswaran PN, Independent Director

Sri. Saraladevi M, Independent Director

Sri. Roy Johnson V, Non-Executive Director

Sri. Christo George, Whole-Time Director

Sri. Manoj VR, Whole-Time Director

Sri. Prathapan KR, Non-Executive Director

Sri. Gireesh K, Non-Executive Director

Sri. V K Gopinathan, Non-Executive Director

Sri. Nandakumar Kottarath, Non-Executive Director

Maxvalue Credits Principal Business Activities

Maxvalue Credits's Particulars of Joint venture or Associate or Subsidiary Companies

Maxvalue Credits And Investments Limited does not have any Joint venture or Associate Company or Subsidiary Company.

Maxvalue credits and Investments Limited Shareholding Pattern (As on 31 March 2025)

The Company does not have promoters as on 31st March 2023 & 31st March 2024.

NBFC Industry Outlook

The non-banking financial company (NBFC) sector in India, in which Maxvalue Credits and Investments Limited operates, has seen significant growth over the past few years. The NBFCs have been able to serve as an important source of credit for segments of the population that have been underserved by traditional banks.

However, the sector has also faced challenges in recent years, such as the liquidity crisis in 2018, which affected the ability of NBFCs to raise funds from the market, and the COVID-19 pandemic, which led to a decline in economic activity and increased stress on the financial system.

Despite these challenges, the outlook for the NBFC sector in India remains positive, with the government and regulators taking steps to address the issues faced by the sector. The Reserve Bank of India (RBI) has introduced various measures to improve the liquidity and funding situation of NBFCs and has also provided regulatory support for the sector.

Maxvalue Credits and Investments Limited has a strong presence in the southern states of Kerala, Tamil Nadu, and Karnataka, and has been able to grow its business by focusing on customer satisfaction, ethical practices, and continuous improvement. The company's diversified loan portfolio, which includes personal loans, vehicle loans, business loans, home loans, and gold loans, has helped it to manage risks and capitalize on opportunities in different segments of the market.

Overall, the outlook for Maxvalue Credits and Investments Limited appears positive, with the company well-positioned to benefit from the growth opportunities in the NBFC sector in India. However, the company will need to continue to focus on maintaining a strong balance sheet, managing risks effectively, and adapting to changing market conditions in order to sustain its growth trajectory over the long term.

FAQ's on Maxvalue Credits

Q: What is the face value of Maxvalue Credits and Investments Ltd shares?
Answer: The face value of Maxvalue Credits and Investments Ltd is ₹5 per equity share.

Q: What is the minimum lot size for buying Maxvalue Credits shares through WWIPL?
Answer: The minimum lot size for Maxvalue Credits shares through WWIPL is 1,000 equity shares.

Q: How can I buy Maxvalue Credits unlisted shares through WWIPL?
Answer: Investors can complete KYC, confirm the transaction details with WWIPL, transfer funds, and receive the shares directly in their Demat account.

Q: Why should I buy Maxvalue Credits shares through WWIPL?
Answer: WWIPL offers transparent pricing, secure transactions, seamless Demat transfers, and end-to-end support for investing in unlisted shares.

Q: Is investing in Maxvalue Credits and Investments Ltd a good idea?
Answer: Investors generally evaluate Maxvalue Credits based on its loan book growth, asset quality, profitability, capital adequacy, and long-term growth prospects in the NBFC sector.

Q: Why do investors buy Maxvalue Credits shares before a potential IPO?
Answer: Investors seek early exposure to a growing NBFC before a potential listing, aiming to benefit from future value creation and liquidity opportunities.

Q: What business does Maxvalue Credits and Investments Ltd operate in?
Answer: Maxvalue Credits is a Non-Banking Financial Company NBFC engaged in providing financial intermediation services, including lending and other financial solutions.

Q: What makes Maxvalue Credits different from other unlisted NBFCs?
Answer: The company focuses on customer-centric lending and financial services while maintaining a diversified lending portfolio and an experienced management team.

Q: What are the key growth drivers for Maxvalue Credits and Investments Ltd?
Answer: Expansion of the loan portfolio, increasing credit demand, branch expansion, financial inclusion, and prudent risk management are key growth drivers.

Q: What factors affect the valuation of Maxvalue Credits shares?
Answer: Loan book growth, asset quality, net interest margins, profitability, capital adequacy, and overall NBFC sector performance influence the company's valuation.

Q: Are Maxvalue Credits shares available in Demat form?
Answer: Yes. Shares purchased through WWIPL are transferred directly to the investor's Demat account.

Q: Can I sell my Maxvalue Credits shares through WWIPL?
Answer: Yes. WWIPL facilitates both buying and selling of unlisted shares, subject to market demand and availability.

Q: What documents are required to buy Maxvalue Credits shares through WWIPL?
Answer: Investors generally need PAN, Aadhaar, Client Master Report CMR, and bank account details to complete the transaction.

Q: What are the risks of investing in Maxvalue Credits shares?
Answer: Investors should consider credit risk, regulatory changes, asset quality, interest rate movements, and liquidity constraints associated with unlisted shares.

Q: How does WWIPL help investors track Maxvalue Credits investments?
Answer: WWIPL provides company updates, transaction assistance, market insights, and ongoing investment support to help investors stay informed.

Q: How long does it take for Maxvalue Credits shares purchased through WWIPL to be credited to a Demat account?
Answer: Shares are generally transferred to the investor's Demat account after successful completion and verification of the transaction.

Q: What should investors evaluate before investing in Maxvalue Credits and Investments Ltd?
Answer: Investors should assess the company's financial performance, asset quality, profitability, management quality, valuation, and long-term growth prospects.

Q: Can Maxvalue Credits benefit from India's growing demand for retail and MSME financing?
Answer: Yes. Rising financial inclusion, increasing credit penetration, and growing demand for lending solutions may support the company's long-term growth.