Mahindra Rural Housing Finance Limited is an unlisted public company incorporated on 09 April, 2007. It is classified as a public limited company and is located in Mumbai, Maharashtra. It's authorized share capital is INR 150.00 cr and the total paid-up capital is INR 122.89 cr.
Mahindra Rural Housing Finance Limited's operating revenues range is Over INR 500 cr for the financial year ending on 31 March, 2019. It's EBITDA has increased by 45.22 % over the previous year. At the same time, it's book networth has increased by 53.55.
Description: The company provides housing finance primarily in rural areas of India. It offers loans to build a new home, buy a new home, renovate or repair a house and extend a house or build sanitation.
Mahindra Finance noticed the rural market in India was extremely underserved, especially when compared to a highly competitive, reasonably well-developed urban market. This wide gap provided an opportunity. In 2007, as an Industry leader with a healthy financial condition and a good reputation with the Reserve Bank of India, Mahindra Finance (MMFSL), setup Mahindra Rural Housing Finance Limited (MRHFL) to offer home loans – for new home purchase, construction, and home improvement in rural parts of India.
Mahindra Rural Housing Finance Limited Outstanding Shares: |
122887870 |
Face Value of Mahindra Rural Housing Finance Limited Share: |
Rs. 100 Per Equity Share |
ISIN of Mahindra Rural Housing Finance Limited Share: |
U85110KA1947 |
Lot Sze of Mahindra Rural Housing Finance Limited Share: |
100 |
Mahindra Rural Housing Finance Limited Share Price: |
Best In Industry |
PAN Number of Mahindra Rural Housing Finance Limited: |
AABCT4338C |
GST Number of Mahindra Rural Housing Finance Limited: |
27AAFCM1099K1Z3 |
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Mahindra Rural Housing Finance Ltd CIN Number |
U65922MH2007PLC169791 |
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Mahindra Rural Housing Finance Ltd Registration Date |
09-Apr-07 |
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Category / Sub-Category of Mahindra Rural Housing Finance Ltd |
Public Companies having a Share Capital |
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Mahindra Rural Housing Finance Ltd Registered Office Address |
MAHINDRA TOWERS, P. K. KURNE CHOWK, WORLI, MUMBAI MH 400018 IN |
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Mahindra Rural Housing Finance Ltd Limited Registrar & Transfer Agent Address & Contact Details |
24-B, Raja Bahadur Mansion, 6 Ambalal Doshi Marg, Behind BSE, Fort, Mumbai - 400 001 |
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PARTICULARS |
DESIGNATION |
|
Jyotin Kantilal Mehta |
Director |
|
Ramesh Ganesh Iyer |
Director |
|
Narendra Mairpady |
Director |
|
Anjali Ishan Raina |
Director |
|
Shantanu Dilip Rege |
Managing Director |
|
Vivek Anant Karve |
Director |
Category of Shareholders | Number of Shares held | % of Shareholding |
Promoter | 12,09,52,678 | 98.43% |
Non-Promoter Non-Public (Shares are held by MRHFL ESOP Trust) | 4,28,240 | 0.35% |
Others(MRHFL Employees pursuant to the MRHFL ESOP Scheme) | 15,06,952 | 1.23% |
Total | 12,28,87,870 | 100% |
FAQ's on Mahindra Rural Housing Finance
Q. What
is the face value of Mahindra Rural Housing Finance Ltd shares?
Answer: The face value of Mahindra Rural Housing Finance Ltd shares is ₹10
per equity share.
Q. What
is the ISIN of Mahindra Rural Housing Finance Ltd shares?
Answer: The ISIN of Mahindra Rural Housing Finance Ltd is INE950O01019.
Q. What
is the minimum lot size for buying MRHFL shares through WWIPL?
Answer: The minimum lot size is 100 shares.
Q. How
can I buy MRHFL shares through WWIPL?
Answer: Investors can place an order through WWIPL and receive shares in
their Demat account after completion of the transfer process.
Q. What
does Mahindra Rural Housing Finance Ltd do?
Answer: MRHFL is a housing finance company (HFC) focused on
providing home loans in rural and semi-urban India, including loans for
home purchase, home construction, home improvement, extension, and sanitation
facilities.
Q. Is
MRHFL part of the Mahindra Group?
Answer: Yes. MRHFL is part of the Mahindra Finance ecosystem and
was established by Mahindra & Mahindra Financial Services Ltd (MMFSL)
to address the underserved rural housing finance market.
Q. Which
customer segment does MRHFL primarily serve?
Answer: The company primarily serves rural households, self-employed
individuals, informal-income borrowers, and customers in semi-urban and rural
markets who have limited access to traditional housing finance.
Q. Which
sector does MRHFL operate in?
Answer: The company operates in the housing finance and affordable
housing lending sector.
Q. What
are the key growth drivers for MRHFL?
Answer: Growth in rural housing demand, affordable housing initiatives,
increasing financial inclusion, rising rural incomes, and government support
for housing development.
Q. What
factors influence valuation of MRHFL shares?
Answer: Loan book growth, asset quality, net interest margins, profitability,
capital adequacy, collection efficiency, and housing finance sector growth.
Q. What
are the risks of investing in MRHFL shares?
Answer: Credit risk, rural income volatility, collection challenges,
interest-rate fluctuations, regulatory changes, and liquidity constraints in
the unlisted market.
Q. Why do
investors track MRHFL shares?
Answer: Investors view MRHFL as an affordable housing finance play
with strong Mahindra Group backing and exposure to India's long-term rural
housing and financial inclusion opportunity
