| Periods | 1 Week | 1 Month | 3 Months | 6 Months | 1 Year | 3 Years | All Time |
|---|---|---|---|---|---|---|---|
| Primex-40 | |||||||
| Akme Fintrade India Limited |
|
Particulars |
31-03-2025 |
31-03-2024 |
|
Financial Assets |
|
|
|
Cash and cash equivalents |
1866.50 |
870.65 |
|
Bank Balance other than above |
3731.65 |
178.12 |
|
Loans & Advances |
56,491.26 |
39,080.10 |
|
Investments |
133.31 |
20.44 |
|
Other Financial assets |
2,941.91 |
1,387.40 |
|
Non- financial Assets |
|
|
|
Deferred tax assets (net) |
183.10 |
256.85 |
|
Property, plant and Equipment |
1,711.59 |
1,661.16 |
|
Intangible Assets |
210.49 |
98.91 |
|
Other non-financial assets |
266.63 |
51.35 |
|
Total Assets |
67,536.44 |
43,604.98 |
|
Financial Liabilities |
|
|
|
Trade payables |
31.92 |
25.07 |
|
Borrowings |
28,177.35 |
19,478.25 |
|
Subordinated Liabilities |
- |
1,000.00 |
|
Other Financial liabilities |
267.25 |
168.36 |
|
Non-Financial Liabilities |
|
|
|
Current tax liabilities (net) |
677.85 |
431.36 |
|
Provisions |
105.29 |
131.10 |
|
other non-financial liabilities |
56.10 |
46.97 |
|
Equity |
|
|
|
Equity Share capital |
4,267.50 |
3,167.50 |
|
Other Equity |
33,953.18 |
19,156.37 |
|
Total Liabilities and Equity |
67,536.44 |
43,604.98 |
|
Particulars |
31-03-2025 |
31-03-2024 |
|
Revenue from operations |
|
|
|
Interest Income |
9,857.86 |
6,965.56 |
|
Other operating Income |
414.21 |
387.97 |
|
Gain / Loss on Derecognised financial assets |
- |
(3.41) |
|
Total Income |
10,272.07 |
7,350.12 |
|
Expenses |
|
|
|
Finance Cost |
3,572.63 |
2,828.10 |
|
Impairment of Financial Instruments (expected credit loss) |
293.96 |
570.03 |
|
Employee Benefits expenses |
1077.67 |
739.69 |
|
Depreciation and Amortisation expenses |
53.98 |
50.79 |
|
Other Expenses |
985.21 |
785.88 |
|
Total Expenses |
5,983.46 |
4,974.49 |
|
Profit before tax |
4,288.62 |
2,375.63 |
|
Current Tax |
903.37 |
648.00 |
|
Deferred Tax (Net) |
62.06 |
(125.28) |
|
Net Profit for the Period |
3,323.19 |
1,852.92 |
|
Other comprehensive Income |
|
|
|
Re-measurements of the defined benefit plan (Net of Tax) |
39.98 |
0.08 |
|
Fair
Value gain on equity investments |
(5.13) |
- |
|
Total
Other Comprehensive Income |
34.85 |
(0.08) |
|
Total Comprehensive Income |
3358.04 |
1,852.84 |
|
Earnings Per Equity Share |
|
|
|
Basic EPS |
8.28 |
5.85 |
|
Diluted EPS |
8.28 |
5.85 |
|
Particulars |
31-03-2025 |
31-03-2024 |
|
Cash Flow from Operating Activities |
|
|
|
Profit before tax |
4,288.62 |
2,375.63 |
|
Adjustment For : |
|
|
|
Depreciation and Amortisation Expenses |
53.98 |
50.79 |
|
Provision for ECL |
238.77 |
425.45 |
|
Bad debts Written-off |
55.19 |
144.59 |
|
Interest on investment |
-347.24 |
-0.78 |
|
Profit
on sale of fixed assets |
-0.68 |
- |
|
Operating cash flow before working capital changes |
4,288.65 |
2,995.68 |
|
Changes in Working Capital: |
|
|
|
Loans |
-17,705.13 |
-5,093.47 |
|
Other non- financial assets |
-215.28 |
-19.65 |
|
Other financial assets |
-1,554.51 |
-21.70 |
|
Trade Payables |
6.85 |
-1.61 |
|
Decrease/(Increase) in Current Tax Liabilities |
246.48 |
-9.05 |
|
Provisions |
-13.42 |
34.97 |
|
Other financial liabilities |
98.89 |
-13.71 |
|
Other non-financial liabilities |
9.13 |
7.42 |
|
Cash Credit |
-1,968.79 |
-1,780.65 |
|
Net cash (used in) operations |
-16,807.13 |
-3,901.77 |
|
Direct taxes paid (net) |
-903.37 |
-648.00 |
|
Net Cash from/ (used in) Operating Activities |
-17,710.49 |
-4,549.77 |
|
Cash Flow from Investing Activities |
|
|
|
Investment in Fixed Deposits |
-3,553.53 |
116.65 |
|
Purchase of Fixed Assets |
-215.99 |
-23.21 |
|
Sale of Fixed Assets |
- |
106.34 |
|
(Increase)/decrease in investment |
-112.87 |
-0.05 |
|
Interest income on Investment |
347.24 |
0.78 |
|
Net Cash from / (used in) Investing Activities |
-3,535.15 |
200.51 |
|
Cash Flow from Financing Activities |
|
|
|
Proceeds from issue of equity shares |
1,100.00 |
- |
|
Proceeds from securities premium (net off utilisation) |
10,579.71 |
- |
|
Money received against share warrants |
865.80 |
- |
|
Other |
28.09 |
-0.78 |
|
Net Repayment of Borrowings during the period/year |
9,667.90 |
4,482.59 |
|
Net Cash from/(used in) Financing Activities |
22,241.49 |
4,482.51 |
|
Net increase / (decrease) in Cash and Cash Equivalents |
995.85 |
133.26 |
|
Cash and Cash Equivalents at the beginning of the period/ year |
870.65 |
737.39 |
|
Cash and Cash Equivalents at the end of the period/ year |
1,866.50 |
870.65 |
|
Cash on hand |
96.44 |
56.26 |
|
Balances with banks |
|
|
|
In Current accounts |
1,764.39 |
414.39 |
|
In other deposit accounts |
5.67 |
400.00 |
|
Cash and Cash Equivalents at the end of the period/ year |
1,866.50 |
870.65 |
Here is a summary of the Cash Flow
Statement for the years 2025 and 2024:
Cash Flow from
Operating Activities
The company reported
a Profit
before Tax of ₹4,288.62 lakhs in FY 2024-25, significantly up
from ₹2,375.63 lakhs in FY 2023-24. Adjustments such as Depreciation,
Bad
Debts Written-off, and Provision for ECL were
added back, while Interest on Investments and Profit
on Sale of Fixed Assets were deducted to arrive at the Operating
Cash Flow before Working Capital Changes, amounting to
₹4,288.65 lakhs (FY25) and ₹2,995.68 lakhs (FY24).
However, the company
faced massive negative changes in working capital in FY25, especially in Loans
(₹-17,705.13 lakhs), Other Financial Assets
(₹-1,554.51 lakhs), and Cash Credit
(₹-1,968.79 lakhs). This severely impacted operating cash flow, resulting in a net
cash used in operations of ₹-16,807.13 lakhs in FY25 compared
to ₹-3,901.77 lakhs in FY24. After tax payments, the Net Cash Used in
Operating Activities stood at ₹-17,710.49 lakhs in FY25 and
₹-4,549.77 lakhs in FY24.
Cash Flow from
Investing Activities
FY25 saw substantial
Investments
in Fixed Deposits of ₹-3,553.53 lakhs and Fixed
Asset Purchases worth ₹-215.99 lakhs. There was no income from Sale
of Fixed Assets this year, unlike FY24 which had ₹106.34 lakhs.
On the positive side, the company earned Interest Income on Investments
of ₹347.24 lakhs. Overall, the Net Cash Used in Investing Activities
amounted to ₹-3,535.15 lakhs in FY25, compared to a positive ₹200.51 lakhs in
FY24.
Cash Flow from
Financing Activities
To offset the large
operational cash outflows, the company raised funds through equity
issuance (₹1,100 lakhs), securities premium (₹10,579.71 lakhs),
and share
warrants (₹865.80 lakhs). Additionally, Net
Repayment of Borrowings contributed ₹9,667.90 lakhs. These
financing inflows added up to ₹22,241.49 lakhs in FY25,
a significant increase from ₹4,482.51 lakhs in FY24. This large inflow from
financing helped stabilize the company’s cash position despite operational and
investing deficits.
Net Movement in
Cash and Closing Position
After combining all
activities, the company experienced a Net Increase in Cash and Cash
Equivalents of ₹995.85 lakhs in FY25, much higher than the
₹133.26 lakhs increase in FY24. The Cash and Cash Equivalents at the end
of FY25 stood at ₹1,866.50 lakhs, nearly doubling from ₹870.65
lakhs in the previous year. This includes Cash on Hand
(₹96.44 lakhs) and Balances with Banks—primarily
in Current
Accounts (₹1,764.39 lakhs).
