Capital Small Finance Bank reported a 41% year-on-year increase in overall income in the third quarter. A year ago, the bank's net profit was 11.8 crore, compared to 16.65 crore in December.
At the end of December, net total income was up 22.6 percent to 76.4 crores from 62.3 crores.
Gross non-performing assets were 2.4 percent and net non-performing assets were 1.26 percent.
The SFB reported total business of 10,000 crores in the third quarter.
The bank's loan book grew 17.2% year on year to Rs 4,178 crore, driven by retail, mortgage and farm products. The loan book is secured by 99 percent with an average ticket size of Rs. 12.91 lakh.
Total deposits climbed 13.9 percent to Rs 6,059 crore, with current and savings accounts accounting for 43% of total deposits.
The bank's capital adequacy stands at 19.98%.